Get your finances under control

Save time with powerful shortcuts

Get ahead with expert knowledge

Bring to mind your business finances for a moment.

Does any of this sound familiar?

  • There’s a folder full of faded receipts shoved in the back of your desk drawer.
  • You’re behind on your invoicing. Your clients are having to ask you how they can pay you.
  • Your current business bookkeeping ‘system’ is a half-finished Excel spreadsheet on your Desktop.
  • You know all about Tax Time Dread (and maybe you’re feeling it now). Poring over bank statements, trying to decipher 12 months’ worth of expenses, cursing yourself for ‘leaving it to the last minute’…

You are absolutely not alone.

The above are actual struggles, shared with me, by business owners just like you.

Many entrepreneurs who identify with being ‘creative, communicator types’ find the idea of managing their money ‘tedious’, ‘overwhelming’ and ‘downright intimidating’ (again, their words.)

But just because the numbers stuff sits outside their, and your, expertise, does not mean it doesn’t exist.

Because if you don’t look after your money,
how will your money look after you?

Simply Xero - DIY Bookkeeping Made Easy



  • Getting on the front foot — feeling productive, sane, and super organised.
  • Getting to the end of financial year and not having to stress about whether your account-keeping has been up to scratch all year.
  • Being up to date with your invoicing at all times. (Something you know your clients love as much as you do).
  • Having a clear picture of exactly where your business is at — how much you’ve earned, how much you’ve spent, which activities are the most profitable (and in turn, which aren’t worth your time).
  • Being equipped with the knowledge of how to use a powerful accounting system to its full capacity.
  • Actually taking pleasure in what’s been described as the ‘meditative process’ of keeping your business backend in order.

Wouldn’t that be… a relief?

Simply Xero - DIY Bookkeeping Made Easy

As an ACCOUNTANT and Xero-certified BOOKKEEPER, I started receiving emails from online business owners…

Who knew it was time to step up their efforts when it came to managing their finances. The common theme amongst these business owners was that:

1. They were worried they’d miss something important, and make a potentially costly mistake.

2. They knew they needed to implement solid systems to support future growth for their business.

3. They had no idea where to start.

Some were ready to work one-on-one with me, but many others were asking:

“Can you train me in Xero? I’d love to learn the skills to do this myself — properly.”

Which is why I decided to create the ultimate Xero training program.



The expert-created program that helps online business owners master Xero and manage their money with ease.



Learn everything you need to be your own bookkeeper.

Master all the skills you need to manage your own books efficiently and in line with end of financial year requirements.

You can even use this course to train a trusted team member to manage your books for you.


Get the most out of your Xero subscription.

There’s so much more to Xero than just having a clean dashboard. When you know how to use this software to its full effect — like a professional bookkeeper does — you’ll have incredible insight into the inner workings of your business and the activities that are giving you the most bang for your buck.


Designed for newbies.

Simply Xero doesn’t gloss over the basics or assume that you’ve got any pre-existing knowledge – we start from the beginning and build from there with concise and simple screenflow videos and workbook content.

The program has also been thoroughly tested by ‘non-accounting types’.


Full access as soon as you sign up.

Love to immerse when it comes to learning and implementing? Get instant access to all the lessons, so you can start taking control of your business finances today.

“Ramai has a wealth of knowledge, a high attention to detail and an obvious passion for what he does. He’s the perfect person to work with and learn from.”


Ready to do your bookkeeping like a pro?


Simply Xero
  • Step-by-step Xero training, laid out in 9 clear and practical modules.
  • Instant access to the entire program.
  • Bonus Masterclass by Rachel MacDonald to accelerate your business growth. Value: $199

Payment methods accepted

Get in touch if you have any questions!

For your security, all orders are processed on a secure server.

BONUS Masterclass by Rachel MacDonald

Feeling overwhelmed, confused and STUCK when it comes to growing your business?

Learn valuable tips to move your business forward with this insight-packed masterclass with Rachel MacDonald — blog coach, online business strategist and creator of the much-loved program, Bright-Eyed & Blog-Hearted.

This masterclass is exclusive to Simply Xero members. 

Value: $199. Yours free!


Julie Parker

“Ramai is not just a wonderful bookkeeper, he’s a wonderful person. And in the world of online entrepreneurship and the stress that can sometimes come with dealing with figures, reconciliations, numerous accounts, BAS and so much more — that’s really important.

Ramai’s knowledge of Xero as a platform is unsurpassed from anyone we have ever worked with, and he supports us in managing the numerous streams of our business with ease, grace and a sprinkle of humour too. He is an integral part of our team and we couldn’t help our clients and partners the way we do without him. 

If you are thinking of upgrading to work with a bookkeeper or engage in any offering Ramai is sharing to the world – jump in. He will help you manage your money, finances, and entire business in a way that flows and allows you to create more of the precious time you need to do your real work. You will never regret having Ramai and his numbers knowledge on your team.

Julie & Glenn Parker | Beautiful You Coaching Academy |

Simply Xero - DIY Bookkeeping Made Easy

If we haven’t met yet…
Hi there, I’m Ramai MacDonald.

Chief Financial Officer, certified BAS agent, Xero-certified advisor, and founder of Division Co. 

My speciality? Understanding the intricacies of online business. 


For years, I’ve managed all financial operations for my wife’s multiple 6-figure online business, and with that, I’ve built an extensive knowledge base on the specific requirements of online entrepreneurs — something my clients tell me sets me apart from traditional bookkeepers and accountants who are yet to explore the finer workings.

Day-to-day, I’m Chief Financial Officer for a luxury property developer, and continue to work with a select group of 6 and 7 figure online businesses on their financial management.

In my former corporate life, I was a professional management accountant running the numbers daily on a billion-dollar venture.


My passion is empowering business owners to take control of their finances.

Online entrepreneurs have come to me to tell me they know how powerful the Xero software can be for their business… but that there’s a gap in their knowledge. They’ve got no idea where to start.

Unfortunately, none of the DIY tutorials I’ve ever gotten my hands on make money management as effortless as I know it can be (and NONE of them come close to understanding the unique needs and circumstances of online solopreneurs.)

Which is why I set about creating a solution.

Xero is my software of choice (if you know anything about bookkeeping, it should be yours too).

Simply Xero is all my bookkeeping expertise and experience distilled, for you, into one epic digital program. No accounting qualifications necessary.


I’m glad you asked.

Xero is known as the world’s most beautiful accounting software, but beyond the elegant interface sits a powerful and intuitive system that has completely revolutionised the money management experience.

  • When it comes to key financial activities such as invoicing, reporting and reconciling, Xero cuts processing time in half, giving business owners BACK their time to focus on what they do best.
  • Xero is cloud-based, which means you can jump on anywhere, anytime. The handy smartphone app is a game-changer.
  • The software integrates with over 500 apps — PayPal, Stripe and Shopify, to name a few — to help users sync and streamline data in a flash.
  • Another big plus? The ability to link Xero to your bank accounts so that every transaction is imported, and you don’t miss a thing.

As an accounting package, Xero is a force to be reckoned with.

Independent research found Xero to be the ‘highest-rated cloud accounting software for small business’ (Canstar Blue), beating out MYOB and Quickbooks and receiving five-star ratings across all six criteria – including features, service and value for money.

That same research found that accounting software is a necessity, not a luxury for small business owners who want to ensure they aren’t making painful financial mistakes.

However, like any great platform, there is a learning curve for new users. I’ve also found that even business owners who do use Xero frequently often don’t fully understand it, or are missing out on insider features.

This is where Simply Xero comes in.

Let’s take a closer look at what’s inside…


Organisation & Financial Settings

We start by personalising the different Xero settings with the unique specifications of your business. From what name you need to legally use in your bookkeeping reports, to Activity Statement settings and Tax Defaults, this groundwork will set you up for Xero success.


Chart of Accounts

This is where we’ll identify the various categories you want to track — both the stuff you sell (your products or services) and the stuff you spend on (your expenses). This is the backbone of your accounting package and getting these ‘accounts’ set up the right way is vital.


Bank Accounts, Bank Feeds & Conversion Balances

Xero keeps track of everything you do with your money, which is a game-changer on the time-saving front. In this module, you’ll set up the automatic feeds from your various accounts – your bank, your credit card and PayPal – so that all your data is ready and waiting for you to use.


Invoice & Email Settings

Asking for payment is a whole lot easier when your invoices look sharp. In this module we’ll make sure everything you send your clients is as professional as possible, both in appearance and function (important for building a business that people value — and that makes you feel like a pro.)


Dashboard Overview

The Dashboard is the engine room of your Xero account, and in this module, you’ll get up to speed on using it correctly.


Raising Invoices, Quotes & Credit Notes

Introducing Xero’s powerhouse invoicing system! Learn how to create and send invoices in seconds (including repeating invoices), how to quickly generate quotes, and how to manage any refunds.


Processing Transactions & reconciling Bank Accounts

In this comprehensive module, you’ll learn the actual process of balancing your books — from reconciling your accounts, through to the clever rules and ‘formulas’ that can save you hours every week.


Reporting & Contacts

If you’re not measuring your results, it’s impossible to improve them. That’s where reporting comes in. Learn how to generate data-rich reports that allow you to track your performance, make strategic decisions, and get a clear picture of exactly where your business is at. Not only will these snapshots give you incredible insight into your operations, they’ll make tax time a breeze.


Additional Checks & Balances

This is where we’ll dive into the additional extras that can enrich your Xero experience. From estimating your tax payments through to monitoring your account balances, this final module is all about adding the finishing touches to your bookkeeping skills.

Simply Xero is

  • Expert-created but easy to understand. No head-spinning ‘tech talk.’ No accounting background required to decipher the jargon.
  • Simple, clear, useful. This course makes bookkeeping empowering, easy to digest, and dare I say it — actually enjoyable.
  • Significantly cheaper and faster than hiring a consultant to teach you the same thing, or manage your books ongoing. This will save you over $4500 for the year.

Simply Xero will

  • Save 3-8+ hours per week by getting systems in place that do the hard work for you.
  • Make tax season as stress-free as possible (same goes for preparing your BAS).
  • Give you the deep sense of satisfaction that comes with finally getting on top of something you’ve been putting off forever (a feeling we all want to feel in our businesses, right?)

This is the fastest, most convenient,
and most affordable way to learn Xero.

Kathryn Hocking

“Ramai has been a godsend. After a couple of terrible experiences with book-keepers I was hesitant to outsource my book-keeping but I also knew I was not an expert and likely making lots of mistakes!

Ramai really knows his stuff when it comes to book-keeping and business finances especially in the online business world. You will feel very safe in his capable hands whether that is outsourcing your book-keeping or learning from him online how to do your own.

Kathryn Hocking | E-Course Mentor and Launch Strategist |

A quick heads up — this isn’t for everyone.

Simply Xero is right for you if…

  • You’re an Australian small business owner or solopreneur (think: coach, consultant, creative, service provider, blogger, seller of eCourses or digital products etc.)
  • You charge in Australian Dollars.
  • You’re a newbie to bookkeeping, you’ve been in business for a few years OR you want to switch from your existing bookkeeping software to Xero.
  • And regardless of whether you’re registered for GST or not.

And it’s NOT for you if…

  • You’re outside of Australia.
  • You have regular foreign currency income (more than 3 transactions per month.)
  • You want someone to hold your hand the whole way (this is a DIY program with some email support.)
  • You’re looking for specific tax accounting advice (you’ll need to see a registered tax professional for that.)

If you sell physical goods OR have employees in your business, please get in touch for more info: admin(at)divisionco(dot)

You’ll also need to purchase a Xero subscription to begin this training. 

Other than these basic criteria, there are no requirements. Whether you earn a lot or a little, whether you’re an internet veteran or dipping your toes in for the first time — it doesn’t matter.

Jessica Larsen

“It’s been such a relief to (finally) have someone help me uplevel my business finances and get all my money stuff sorted. 

Prior to working with Ramai, I kept track of things via a precarious arrangement of spreadsheets, folders, emails, Post-its, and a stuffed-to-the-brim drawer full of receipts — not exactly a reliable method of money management! But right from the start, Ramai helped me set up the systems I needed to get organised, track things properly, and ‘go pro’.

From the small stuff (who knew there was a better way to keep receipts than my jammed-in-a-drawer solution?!) through to the big stuff (not only setting up my entire Xero account, but showing me step-by-step how to work all the different aspects for myself), it’s been so empowering to know that I’m on top of all my finances and that my systems can expand and grow as my business does. Ramai is whip-smart, thorough, details oriented, and brilliant at explaining things to a complete newbie.

It’s been such a pleasure working with him and I’m so stoked to have him on my team!”

Jessica Larsen | Writer, Creative Strategist |


  • 9 modules, guiding you step-by-step through the entire Xero bookkeeping process — includes video walkthroughs and corresponding PDF’s with step-by-step instructions.
  • BONUS Masterclass on business growth strategies by Rachel MacDonald.
  • Access to the beautifully designed private members’ portal.
  • Access to all materials for the life of the program.
Evolve Skateboards

“We enlisted Ramai’s services because our bookkeeper at the time was taking up a lot of our time with queries and we thought we needed someone in house to make this part of our business less stressful and time consuming.

Our business has been growing quickly, but the time we spend on our books has reduced dramatically! Ramai has helped simplify our process to create an easy, efficient, paperless and scalable solution to something that was once a real headache so we can focus more on growing our business.

No matter where you’re at with your business, Ramai is an absolute asset to you moving forward. Whether it’s straight up bookkeeping, setting up smarter systems, simplifying your process, starting out in payroll or looking for real time financial data on your business Ramai has the knowledge and a progressive mindset that will instantly make him a valuable member of your team.”

Fleur Anning | Evolve Skateboards |



I’m confident you’ll love Simply Xero, but I want you to feel great about making this investment in yourself and your business, which is why I offer a 30 DAY MONEY BACK GUARANTEE.

If, within 30 days and after going through the program, it’s not working for you, email me to show me you’re doing the exercises, and I’ll promptly refund your money.

Important note: Simply Xero doesn’t contain personalised financial or tax advice. Be sure to chat to your accountant before making any financial decisions that may affect you or your business.

Simply Xero - DIY Bookkeeping Made Easy

“One of the best things about working with Ramai is that not only does he go over and above with getting things to us efficiently and with great attention to detail, but he’s also a smart, personable guy who is a pleasure to deal with.

Ramai’s work is always of the highest standard – thorough, accurate and well thought-out.We recommend his services without hesitation.”

Darren Rai, Tax Accountant

“Working with Ramai is a smooth, seamless, easy process.

His extensive knowledge and years of experience in the corporate accounting world set him apart from other service providers we have dealings with, and we know him to be professional, organised and highly responsive. Ramai is an excellent bookkeeper and a great asset to small businesses looking for assistance with their finances.”

Tharnar Singh, Tax Accountant

Got questions?

Can’t I just keep on doing what I’ve been doing?

Solid business growth requires a solid foundation. Free-wheeling your finances may have worked when you were first starting out, but unfortunately, it’s not going to get you where you want to go in the future. 

But I’m not good with numbers!

Short answer: Doesn’t matter. If you passed primary school maths, you can manage your own books.

Long answer: If you’ve tried to learn bookkeeping in the past and gotten confused, let’s say it may have been the teacher (or the textbook). Unfortunately, traditional models of teaching these processes are not as clear as they could be.

They also try to teach you everything, when really, there are a small number of key areas that will meet 99% of the needs of the average small business owner.

Simply Xero is all about turning these stumbling blocks on their heads. There are no assumptions about what you know. There’s no tricky tech talk or accounting jargon. And we only focus on the stuff that’s going to give you the most bang for your buck, so that you can get back to the business of doing what you do best.

Why Xero?

The answer is simple: because I believe Xero is the best accounting software on the market. I’ve used a range of accounting packages over the years and Xero is by far the most user-friendly, intuitive, and feature-rich of them all.

Also, the software integrates with every app and plugin you can think of, and it’s targeted at the modern business owner (not the lingo-speaking bookkeeper), which means it’s perfect for solopreneurs.

(The fact it looks good is a bonus.)

My business finances feel out of control. Is this going to be painful?

In my 10+ years of accounting and bookkeeping, I know this to be true above all else: The stress of not knowing is exponentially worse than having a clear picture of where you’re at.

More often than not, people are actually in a better position that they feared. And even if that’s not the case, you can’t actually improve anything without first knowing what your numbers are.

If you’re feeling stressed out at the thought of looking closely at your business finances that is a sure-fire sign that you NEED to pay them some attention.

I already have Xero. Will I still get value from this course?

I’ve found that the vast majority of business owners who haven’t had specialised Xero training are not getting the full benefit out of the software. If you’re not comfortable using bank rules, reconciling your accounts, sending branded invoices, establishing recurring payments, recoding transactions, and/or producing reports, this course can help you upgrade your skills, save time, and get the most out of the software.

How long does it take to go through the course and get set up?

The course itself will take around 6-8 hours of your time. There will also likely be some mandatory waiting periods while your various bank accounts and data feeds are linked to your Xero Dashboard (usually 5-10 business days, depending on your financial institution).

Is the Xero software included with the course?

No, you’ll need to sign up directly through Xero. Information on starting your free trial is within the course.

Will this course mean I don’t need an accountant?

No. This course will give you everything you need to manage your books with ease, but it does not include tax or financial advice.

It will, however, save you loads of money with your accountant. At tax time, you’ll be able to print off the relevant reports with a few clicks, hand them to your accountant, and suddenly become their new favourite client. 😉

Can’t I just get a professional to do all this for me?

Yes, you absolutely can (in fact, you can check out my personalised services here if you wish).

But be aware that as a solopreneur, bookkeeping is one of those essential skills that you should absolutely understand yourself, even if you choose to outsource it as you expand.

It’s also significantly more costly to hire a pro. (To give you an idea, the cost of this course is at the lower end of what you can expect to pay per month to have a bookkeeper manage your books for you.)

To recap — with Simply Xero, you’ll discover how to:


Create and send professional looking invoices at the push of a button.


Save time – loads of it – by getting systems in place that support your business.


Track all expenditures effortlessly and reliably.


Get paid faster, with payment options built into your invoices (so your clients can pay with one click).


Know exactly where your cash flow is at any moment – no nasty surprises, just certainty.



Simply Xero
  • Step-by-step Xero training, laid out in 9 clear and practical modules.
  • Instant access to the entire program.
  • Bonus Masterclass by Rachel MacDonald to accelerate your business growth. Value: $199

Payment methods accepted

Get in touch if you have any questions!

For your security, all orders are processed on a secure server.

“Ramai’s knowledge of Xero as a platform is unsurpassed by anyone we have ever worked with.”


I look forward to seeing you inside,


Simply Xero does not contain tax or financial advice. | By purchasing you agree to the T&Cs.